Interactive tool · no signup
MATCH list
self-check.
The only official MATCH list check is performed by your acquirer during underwriting. But you can estimate your risk of appearing on the list by answering the questions below honestly. Most operators don't realize they're at risk until an application is declined.
Has any of your business entities, or an entity where you were 10%+ owner or an officer, ever had a merchant account terminated by the acquirer for cause (not merchant-initiated closure)?
Has a prior merchant account ever had chargebacks exceed 1% of transactions in any month?
Have you had a Visa or Mastercard account frozen, reserved heavily, or placed under monitoring (VAMP, ECM, VDMP, VFMP)?
Has an application for a merchant account been declined in the last 5 years without a clear reason (i.e., not a vertical-fit issue)?
Has your business been involved in regulatory action, fraud claims, or FTC / state AG consumer protection inquiries?
Confirmed on MATCH? Already declined by multiple acquirers?
MATCH placements last 5 years from the date of listing. A small number of "second chance" acquirers specialize in post-MATCH merchants. multiflow works with operators in this situation — apply below and we'll discuss your options honestly.
Apply — we'll be straight with you
Disclaimer: this tool does not query the actual MATCH database. The MATCH system is operated by Mastercard and only accessible to acquirer banks during underwriting. This self-assessment provides an estimated risk score based on factors that commonly precede MATCH placement. The only authoritative check is an acquirer submitting your application and seeing the result.