Tools we built, nobody else did
Stripe gives you a dashboard. Square gives you a dashboard. Authorize.net gives you a terminal. None of them tell you what it costs to run your portfolio across four of theirs. These tools do — before you even apply.
Live, interactive
Play with them. Kill a processor lane and watch routing rebalance. Drag a slider and watch your annual spend move. Pick a charge day and see when money lands. No signup.
Watch every sub-brand's payments route across your portfolio in real time. Kill a lane to see how traffic shifts — Stripe, Square, and Authorize.net all keep running.
Estimate what your portfolio spends today on processor fees + reconciliation labor across brands.
Stripe, Square, and Authorize.net interchange stays on your existing merchant account. multiflow consolidates the ledger and eliminates per-brand reconciliation overhead.
Six quick taps. Real operators get a live fit score and a specific reason: approved, flagged, or decline-likely.
Pick the day a charge clears. See when the money actually lands in your account — standard 1–2 business-day settlement on Stripe and Square.
Weekend charges settle the next business day. Stripe and Square both run on a T+2 default; multiflow passes payouts through on the same cadence your processor already uses.
Deep-intent tools
These four link through to their own pages — more controls, richer output, and advice that adjusts to your inputs.
Inputs: 4 · Outputs: 5
Your volume + AOV + dispute ratio + representment win rate → real monthly cost, threshold tier, and specific actions to reduce the number.
Inputs: 3 · Outputs: 4
Model a rolling reserve by percentage and hold period. See steady-state locked-up capital and the cost at 8% opportunity rate.
5 questions · risk tier + actions
Five honest questions estimate your risk of being on Mastercard's MATCH list. Clear next-steps whether you come out low, moderate, or elevated risk.
40+ entries · plain-English
40+ plain-English entries: interchange, MATCH, VAMP, ECM, compelling evidence, reserves, descriptors, PCI scope. Built for operators, not lawyers.
Which tool when
Each row is a real question operators ask us. The tool on the right is what we point them at.
| If you're asking… | Start with | Time needed | What you'll leave with |
|---|---|---|---|
| "Am I overpaying my processors across brands?" | Savings Calculator | 30 sec | Conservative annual $ savings estimate |
| "Will a processor approve me at my volume?" | Approval Pre-Check | 90 sec | Fit score + specific flag reasons |
| "How much are chargebacks really costing me?" | Chargeback calculator | 2 min | Monthly $ cost + threshold tier + actions |
| "When does my money actually land?" | Payout Simulator | 10 sec | T+2 settlement visualization |
| "How much capital is stuck in reserves?" | Reserve math | 1 min | Locked capital + opportunity cost |
| "Am I on the MATCH list?" | MATCH self-check | 2 min | Risk tier + recovery playbook |
| "What does VAMP / ECM / compelling evidence mean?" | Glossary | 10 sec | Operator-grade definition |
Your new dashboard
No more tab-surfing. No more spreadsheet splits. Every sub-entity's activity streams into one dashboard with brand, SKU, region, and billing-descriptor-level filtering so finance can slice revenue however they need.
Talk to an operator
Human reply within 2 business hours. No chatbot.