DTC groups

Payment processing built for DTC groups.

You run a DTC portfolio: a coffee brand, a skin care brand, an apparel label, a pet food line, a home goods store. Five Shopify storefronts, five Stripe accounts, five reconciliations, five chargeback pools. When one brand's Facebook campaign goes viral and returns spike, all five get flagged. multiflow gives you per-brand descriptors on one parent acquirer, so chargeback ratios stay scoped, subscriptions stay clean, and B2B wholesale invoicing rolls up to the same ledger.

Rate band for this vertical
5.5 – 6.5% per transaction
+ setup fee · interchange passthrough · B2B ACH at 0.8%
See your rate
4 – 20 Brands per parent portfolio
$500k – $5M Monthly portfolio volume
Per-brand Chargeback ratios + descriptors

What's costing you money right now

Three pain points
we actually solve.

01 · Pain point

Chargeback spike in one brand freezes all

When brands share beneficial ownership on Stripe, an above-1% chargeback ratio on one can trigger review of all. multiflow isolates ratios per descriptor so one viral launch does not crater the portfolio.

02 · Pain point

Subscription churn has no cross-brand view

Coffee subscribers and skincare subscribers are two different data silos on ReCharge. multiflow aggregates MRR, active subs, and rolling retention across the whole portfolio.

03 · Pain point

B2B wholesale bills into a totally separate system

DTC on Stripe + B2B wholesale on QuickBooks invoicing = two worlds. Parent-level consolidation billing pulls wholesale invoices into the same ledger with ACH + NET-30 terms.

12 questions · no hard pull · underwriter reply in 24-48 hours


Six brands on multiflow, one ledger, one reconciliation export. When one of our skincare brands had a TikTok-driven return spike, the other five brands kept processing like nothing happened. That is the whole product.

CEO
DTC groups 5.5 – 6.5% per transaction 6-brand DTC group · $1.9M/mo

Partners + acquirers we route through

Stripe (approved) Shopify Payments bridge Apple Pay Google Pay Plaid ACH ReCharge / Bold / WooSubs

Before you apply

Answers
to the five things you're wondering.

01 Do I have to replatform off Shopify?
No. multiflow sits on top of Shopify (or WooCommerce, or BigCommerce, or Wix) and routes the payment layer. Your storefronts, your catalog, your apps stay exactly where they are.
02 What about Shopify Payments?
If your Shopify Payments account is healthy and the acquirer behind it has approved your catalog, we can route through it. Most DTC groups moving to multiflow have had friction with Shopify Payments (chargeback ratios, high-risk product flags) and we move them to a more operator-friendly acquirer as part of the rollout.
03 How does subscription billing work?
Parent-level recurring billing integrates with ReCharge, Bold Subscriptions, WooCommerce Subscriptions, Shopify native. SCA + dunning + failed-card recovery all managed at the parent level.
04 Can B2B wholesale run on the same parent?
Yes. multiflow supports invoice billing with NET-30 terms and ACH at 0.8% capped — ideal for wholesale. DTC card transactions and B2B ACH invoices roll up into the same parent ledger.
05 What rate should a $1M/mo DTC group expect?
5.5 to 6.0% per transaction depending on vertical mix. Plus one-time setup fee. Interchange is passthrough. Above $2M/mo aggregate, the 5.5% floor becomes achievable with most acquirers.

Stop leaking money
to a processor that wasn't built for you.

Apply once. Route every brand through one parent ledger. Underwriter-reviewed inside 48 hours. No hard pull, no obligation.

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