Now routing across 40+ sub-entities

One processor.
Every brand.
One ledger.

multiflow is the consolidated payment layer for holding companies, agency portfolios, and multi-brand operators. Route transactions across any number of sub-entities, mask descriptors, reconcile in real-time, and payout — all from a single dashboard.

$0Processed to date
0Active sub-entities
0%Uptime (T12M)

Built for operators running

Holding Cos
Agency Portfolios
DTC Groups
SaaS Resellers
Franchise Networks
Marketplaces

How it works

Three moves.
Zero reconciliation tax.

You've been running 8 separate Stripe dashboards, 3 Square accounts, and a spreadsheet of splits. That ends here.

01

Plug in

We deploy multiflow across every sub-brand in your portfolio — WooCommerce, Shopify, custom carts, or raw API. One install per site, done in a day.

02

Route & mask

Every transaction across every sub-brand flows through the parent ledger. Descriptors, support lines, and refund paths are rewritten cleanly. Customers see your brand. You see everything.

03

Reconcile + payout

Real-time dashboards split revenue by brand, SKU, region, whatever you need. Payouts fan out automatically to the right legal entity on your cadence — daily, weekly, or custom.

Tools we built, nobody else did

The operator's
control room.

Every other processor gives you a dashboard. We built four live tools that actually help you decide if we're right — before you even apply.

Flow Router Visualizer

Watch payments route across your portfolio in real-time. Toggle a processor offline to see how multiflow re-routes automatically.

Savings Calculator

Estimate what you save vs. running per-brand direct merchant accounts.

Stripe-per-brand cost$0
multiflow cost$0
You keep$0/yr

Approval Pre-Check

6 quick questions → instant likelihood score. Your answers pre-fill your application.

How many sub-brands are you running?

Payout Simulator

Drag a deposit through time to see how multiflow fans out to sub-entities.

Parent ledger accrues
Fan-out to entities

Your new dashboard

Every brand.
One pane of glass.

No more tab-surfing. No more spreadsheet splits. Every sub-entity's activity streams into one dashboard with brand, SKU, region, and descriptor-level filtering.

app.multiflow.pro/portfolio
Today$0+12.4%
Month to date$0+8.1%
Active entities40+2 this mo.
Chargeback rate0.31%−0.12%
Live activity

    Who it's for

    Built for operators
    running more than one thing.

    Holding companies

    You own 5, 10, 40 brands. Your CFO wants one P&L. Your ops lead wants brand-level splits. multiflow hands both. Consolidated reporting with drill-down.

    Agency portfolios

    You run paid media and e-com for a book of clients. Each needs their own processor, their own descriptors, their own payouts. One install, every client handled, branded like their own.

    DTC groups

    Running a portfolio of Shopify or Woo stores? Stop logging into 8 Stripe dashboards. multiflow routes every order into one parent account, splits to the right legal entity on payout day.

    SaaS + service resellers

    Reselling a SaaS across client accounts, or running a white-label service? multiflow masks descriptors per client so their end-users only see their brand.

    Franchise networks

    Each location is a legal entity. Corporate wants the top-line. multiflow collects at the franchise level, pays out to the entity, and hands corporate a real-time roll-up.

    Marketplaces

    Two-sided marketplaces need clean seller payouts. multiflow handles the split, the timing, and the 1099 reporting without your team touching a spreadsheet.

    Pricing

    One blended rate.
    No nickel-and-dime.

    Starter

    5.5%+ $0.30 / txn
    • Up to 5 sub-entities
    • Standard descriptor masking
    • Weekly payouts
    • Email support, 24h
    Apply
    Most operators

    Portfolio

    4.5%+ $0.25 / txn
    • Up to 40 sub-entities
    • Per-brand descriptor masking
    • Daily payouts + custom cadence
    • Dedicated ops Slack
    • Route resilience (multi-processor failover)
    Apply

    Network

    Custom
    • Unlimited sub-entities
    • Custom routing rules
    • White-label sub-portals for your operators
    • Priority underwriting
    • Dedicated success engineer
    Talk to us

    Blended rates vary by vertical, volume, and risk. Quoted ranges reflect typical Portfolio deployments. Final rate set after underwriting.

    Security + compliance

    The boring stuff.
    Handled.

    multiflow is designed for regulated capital flow. We inherit PCI-DSS Level 1 from our processor partners, sit behind SOC-2-aligned infrastructure, and your data stays in the US.

    • PCI-DSS via integrated processor partners
    • TLS 1.3 end-to-end; HSTS preload
    • Role-based access; audit log per entity
    • SOC-2 Type II on the roadmap; current controls audit-ready
    • US-only data residency; optional EU mirror available

    Ready to collapse
    8 dashboards into one?

    Most operators are approved inside 48 hours. Start your application — 6 steps, no hard-pull, no obligation.