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Plug in
One install per sub-brand, on whatever you already run — WooCommerce, Shopify, custom, headless. Your Stripe, Square, or Authorize.net stays exactly where it is. No processor change, no downtime.
The orchestration layer for operators running 3+ brands. Keep your Stripe, Square, or Authorize.net exactly as it is — we wire every sub-brand into one parent ledger.
Calculate your 5-year savings →
How it works
Stripe here. Square there. A Monday spreadsheet someone rebuilds by hand. If you run more than one brand, you're stitching the ledger yourself — we consolidate every rail into one parent ledger, and your first sub-brand goes live in under an hour.
One install per sub-brand, on whatever you already run — WooCommerce, Shopify, custom, headless. Your Stripe, Square, or Authorize.net stays exactly where it is. No processor change, no downtime.
Every charge routes through the parent ledger but bills under the sub-brand's own descriptor, support line, and refund flow. Customers see the brand they bought from — never "Acme Holdings LLC." Apple Pay + Google Pay live on every domain.
One dashboard, every brand. Revenue splits by brand, SKU, region — whatever finance wants. Payouts fan out automatically to the right legal entity on your cadence. Nobody rebuilds a spreadsheet on Monday.
Tools we built, nobody else did
Most processors hand you a sales deck and hope you sign. We built seven live tools that tell you — right now, before you apply — whether multiflow actually fits your stack, your volume, and your risk profile.
Watch payments route across your portfolio in real-time. Toggle a processor offline to see how multiflow re-routes automatically.
Want the full operator control room? See the tools page →
Got 30 seconds?
Six questions. Instant fit score. No hard pull, no spam, no commitment — and the answers pre-fill your application so you don't type anything twice.
How many sub-brands are you running?
Combined monthly volume across all brands?
What vertical fits you best?
What's your processor situation today?
Biggest daily pain?
When would you want to go live?
Strong fit
Your profile lines up well. You'll likely be approved inside 48 hours.
Report is on its way.
Check your inbox — we sent the full fit readout and a link to book time with an underwriter.
Your new dashboard
No more tab-surfing. No more spreadsheet splits. Every sub-entity's activity streams into one dashboard with brand, SKU, region, and descriptor-level filtering.
Who it's for
If you've opened two checkout dashboards in the last 30 days, this is for you.
Separate LLCs, one P&L. We hand you both.
One setup, every client handled. Never rebuild a checkout twice.
Every Shopify and Woo rail routed through one parent.
Client descriptors on statements; your margin clears to your entity.
Collect at corporate, fan out to each franchisee LLC.
Split timing, 1099s, seller payouts — handled.
Already running something else?
Pick your current processor or aggregator — we'll show you the head-to-head on fees, underwriting, freeze risk, and multi-brand support.
What changes in week one
Measured across the current multiflow operator base inside their first 30 days on the platform. No cherry-picked case studies — just the median.
We were running Stripe across nine brands. Three weeks after switching to multiflow, our CFO looked at the Monday dashboard for fifteen minutes and said "we're done" — that used to take her six hours.
The part I didn't believe until it happened: we kept every merchant account exactly where it was. No migration, no downtime, no rewiring. We just bolted their ledger on top and it worked.
Three processors tried to sell me their "platform." multiflow was the only one that didn't ask me to move a single dollar of volume. They just routed what I already had. That's the whole pitch.
Operator case studies
Two featured stories below — a 9-brand nutra holding and a 14-location QSR franchisee. Same 10-day cutover, very different wins.
Supplements · 9 brands
Four frozen Stripe accounts, 140 finance hours/mo, $340k in rolling reserves. Then 10 days on multiflow.
Finance hours / mo
QSR · 14 locations
14 Square dashboards, 56 ops hours/wk, five browsers open every Monday morning. Cutover kept every POS terminal.
Ops hours / week
Your stack today vs. your stack on multiflow
Flick the switch. Watch nine fragmented dashboards collapse into one consolidated ledger.
9 dashboards · 6+ hrs / week reconciling · every brand on its own rail
1 ledger · <15 min / week review · every brand still on its own rail behind the scenes
The math
saved per year
The median multiflow operator saves $31,200 / year in reconciliation time alone.
Before interchange. Before freeze events. Before a single dollar of rate optimization.
Portfolios running on multiflow
Names redacted at operator request · full references available under mutual NDA
Pricing
One per-transaction rate between 5.5% and 7.5%, tiered by monthly volume. One-time setup fee. Interchange passes straight through — we don't mark it up. Every plan ships the full stack.
1 – 5 brands
+ setup fee
6 – 40 brands
+ setup fee
40+ or marketplaces
+ setup fee
Rate locks at underwriting based on volume, vertical, and processing history — and auto-rebates quarterly if your volume crosses the next tier. Setup fee invoiced only after underwriting approval. Interchange + per-txn processor fees pass straight through to your acquirer. No multiflow markup, no monthly subscription, no minimum.
Security + compliance
Payment infrastructure lives or dies on its weakest link. We inherit PCI-DSS Level 1 from our processor partners, run on SOC-2-aligned infrastructure, tokenize every card number at the edge, and keep US-only data residency by default.
Field notes
How the $5,000 1099-K threshold hits peptide operators in 2026: who files yours, multi-brand reconciliation, refunds and chargebacks, and r…
Read →How peptide operators enable Apple Pay and Google Pay the right way: domain verification, acquirer rules, descriptors, and the disputes wal…
Read →Which processors actually approve recurring peptide subscriptions in 2026, the rebill rules that get you frozen, real rates, reserves, and …
Read →A finance-side guide to peptide portfolio payments: reserves as locked cash, effective-rate discipline, concentration risk, and 1099-K and …
Read →12 questions. Underwriting in 24 hours. First sub-brand live inside 48 hours of approval. No hard pull, no contract to sign before you see the full offer, no hidden fees once you do.
Talk to an operator
Human reply within 2 business hours. No chatbot.