Risk & regulatory

PCI & compliance

PCI scope reduction when you run 8+ brands, SAQ classification, and the AUP documentation that keeps your acquirer calm at quarterly review.

13 playbooks in this cluster
12 clusters total
Most recent in this cluster
compliance 12 min read 2026-04-18

What an acquirer actually looks at during multi-brand underwriting

Line-by-line breakdown of what an acquirer inspects when underwriting a multi-brand operator: entity structure, processing history, website stack, chargebacks, refund policy.

Read the playbook
compliance 12 min

What an acquirer actually looks at during multi-brand underwriting

Line-by-line breakdown of what an acquirer inspects when underwriting a multi-brand operator: entity structure, processing history, website stack, chargebacks, refund policy.

2026-04-18 Read
field notes 8 min

Free PCI scope estimator — SAQ level + attack surface

Answer 8 questions about your checkout. The tool returns your PCI SAQ level, estimated attack surface, and concrete steps to reduce to SAQ-A.

2026-04-18 Read
field notes 9 min

How to pass PCI for multi-merchant setups — portfolio SAQ in 2026

PCI compliance for nine brands on five processors across twelve domains does not have to be nine separate audits. Here is the portfolio-level approach that keeps scope small and attestations current.

2026-04-18 Read
compliance 10 min

Marketplace 1099-K reporting under the 2026 IRS rules

The 2026 1099-K threshold dropped to $600. What marketplaces, multi-brand operators, and payment facilitators actually have to report, and the edge cases.

2026-04-18 Read
regulatory 12 min

Multi-state sales tax for multi-brand operators

Economic nexus rules, marketplace facilitator mechanics, per-brand vs consolidated filings, and the sales tax automation stack for multi-brand operators in 2026.

2026-04-18 Read
regulatory 11 min

PCI DSS 4.0.1 migration deadline 2026 — what changes

PCI DSS 4.0.1 migration requirements, deadline timeline, the new requirements that apply to e-commerce operators, and what to do if you are behind schedule.

2026-04-18 Read
compliance 11 min

PCI scope reduction for high-risk operators

High-risk operator PCI reduction: SAQ A achievability, tokenization strategies, iframe vs redirect, multi-brand considerations.

2026-04-18 Read
compliance 12 min

PCI scope reduction for multi-brand e-commerce: what actually moves the needle

How multi-brand operators reduce PCI scope from SAQ-D to SAQ-A: hosted fields, tokenization, vault separation, and the controls that auditors actually verify.

2026-04-18 Read
compliance 11 min

PCI scope reduction for subscription stacks

Subscription-specific PCI scope reduction: token management, recurring billing compliance, customer self-service portals, multi-brand patterns.

2026-04-18 Read
compliance 11 min

TIN matching and 1099-K: the 2026 IRS matching program explained

What the IRS Combined Annual Wage Reporting and the 1099-K matching program mean for multi-brand operators in 2026: thresholds, B notices, backup withholding, and remediation.

2026-04-18 Read
regulatory 11 min

Visa Integrity Risk Program (VIRP) explained for 2026

Visa Integrity Risk Program replaced VIP and VDMP in 2023. Here is what it means for merchants, the thresholds that matter in 2026, and how to stay out of it.

2026-04-18 Read
evaluation 10 min

Why traditional PCI DSS scope kills multi-brand operators

PCI DSS scope expands with every environment touching card data. Multi-brand operators with 10 stores inherit 10x the scope unless explicitly architected for containment.

2026-04-18 Read
field notes 10 min

PCI compliance for merchants — what actually matters (and what's theater)

PCI-DSS is the security standard every card-accepting business deals with. Most of the scary language is scope-driven. Here's how to minimize your scope, pick the right SAQ, and not waste a quarter on the wrong compliance project.

2026-04-12 Read

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