Changelog
Operator-facing updates to the multiflow platform. Newest first. No marketing fluff — real things built, fixed, or improved.
35
Shipped entries
v1.12.0
Latest version
7
Last 30 days
Apr 17
Last ship
The apply flow now ends in a Calendly-embedded strategy call with the applicant's name, email, phone, and legal entity pre-filled. Applications save to WordPress as the canonical store; booking events fire back to multiflow and mark the lead as confirmed. Admin can forward both events to any CRM via a webhook URL in Settings → multiflow.
Reduced from 12 to the 5 that underwriting actually uses: first name, work email, phone, main brand URL, monthly volume. Mobile UX overhauled — bigger headings (34-42px), full-width CTAs, generous touch targets, single question per screen.
Every section on every page now uses 82% scrim opacity on mobile (was 28%) so body text reads cleanly over the animated background. Added right-edge fade on horizontal-scroll tables. Tightened heading clamps. Body text forced to high-contrast slate. Tested across 106 views at 390px / 768px / 1400px.
Adding a new sub-brand now auto-hosts the Apple-Pay association file and submits domain verification to the processor within one API call. What used to be a 20-minute manual FTP dance is now zero-click. Works across Stripe, Adyen, Checkout.com, and Payment Plugins.
Orders that split into two shipments and got partially refunded across both were occasionally off by 1c in the operator ledger due to bankers-rounding applied twice. Now rounded once at the consolidated-order level. Back-fills the 117 historically-mismatched rows on next payout close.
When a Stripe dispute opens on any connected sub-brand, multiflow now auto-attaches the order invoice, shipment tracking PDF, descriptor history, and IP/device fingerprint to the evidence package — then drops a Slack notice with a 72-hour countdown. Operators review + submit; no more scraping three dashboards.
You can now set retry cadence (1/5/15/60/240 min + exponential) and max-attempts per sub-brand. High-volume brands with flaky endpoints no longer saturate the shared queue, and a dead-letter queue viewer ships with filters for last-7d / last-30d.
When any upstream processor (Stripe / Adyen / Checkout / Square) degrades past our health-check threshold, multiflow auto-opens a Slack Connect channel with impacted operators, posts the incident doc, and streams status updates until resolved. Channel archives into ops/incident-<id> on close.
One calendar, all sub-brands, all processors. Expected-deposit dates color-coded by brand, cleared vs pending vs held marked with status pills. Clicking a date opens the underlying batch with txn-level drilldown. Saves operators from reconciling six processor dashboards on Mondays.
Moved the operator dashboard transaction filter from client-side array scan to indexed Postgres queries with keyset pagination. Ledgers with 100k+ rows now render in 240ms (was ~820ms). Kept the existing UI so no re-training needed.
Any transaction filter can now be exported to CSV with columns aligned to QuickBooks Online + Xero import formats. Includes descriptor, fee breakdown (interchange / assessment / processor), refund linkage, and tax rate. One click, no column remapping at month-end.
Every dynamic and soft descriptor change is now logged with who / when / from / to / reason. Exposed on the brand detail page and filterable by operator. Critical for underwriting re-reviews when a brand's billing string drifts from its marketing URL.
Edge case: issuers that soft-decline with a "try 3DS2 challenge" response were being treated as hard declines by our retry logic. Now correctly re-submits with the challenge flow, recovering ~1.1% of volume on the affected BIN ranges.
Complete rewrite. Single POST with operator + legal entity + principals + bank + descriptor + MCC returns an onboarding token you can paste into a Stripe / Adyen / Checkout hosted onboarding URL. Reduces new-brand spin-up from 3 days of email ping-pong to ~11 minutes.
50 bps rev-share on every sub-brand an existing operator refers, paid monthly, capped at 24 months per referral. Public page at /refer/ with copy-link, unique UTM codes, and a live referral ledger inside the operator portal.
Three inputs (monthly volume, avg ticket, vertical) → effective rate + reserve + expected payout cadence in under 400ms. Embeddable via iframe on any operator's marketing page — we host, you style. Drops lead-gen friction hard.
One-click monthly portfolio statement covering every sub-brand: GMV, fees, refunds, chargebacks, reserve activity, net deposit. Includes per-processor subtotals and a cash-flow waterfall. Operators forward to their CPA and stop re-building spreadsheets.
Ledger-of-record now replicates synchronously across us-east-1 and us-west-2 with RPO < 1s and RTO < 60s. Tested quarterly with a scripted region kill. No operator action required.
The "when does this cash free up" projection on the reserve card now runs entirely server-side with a 5-min cache instead of recomputing from raw ledger entries every page load. 6x faster; same numbers.
Operators can now force TOTP MFA on all team members from a single toggle. Session lifetimes drop to 8h and device fingerprints are checked on each refresh. Rolled out to 4 operators in private beta before wider release.
Public tool at /tools/chargeback-cost-calculator/ modeling real monthly cost: refunds + processor fees + network penalties (VAMP / ECM) + ops time. Share-able link with persisted inputs. Became our highest-intent inbound channel within 2 weeks.
Operators whose servers drifted >5 min saw spurious signature failures. Now accepts a ±10 min window and surfaces the drift in the webhook log so ops can fix NTP without us paging them.
Migrating from another processor? Drop up to 500k rows of historical transactions in standard gateway CSV format and we'll backfill them with original IDs preserved for continuity of your internal analytics.
Ground-up rewrite. Same routes, same API, entirely new UI: command-palette search (Cmd/Ctrl-K), per-column density, saved views, dark mode locked in. Old portal available at /portal/v1/ through end of Q1 before sunset.
Five questions estimate your MATCH placement risk and map next steps per tier. Public at /tools/match-list-check/. Built from our operational experience placing and un-placing brands across multiple acquirers.
Added a steady-state panel showing locked capital at maturity, weekly release schedule, and the 8%-opportunity-cost delta. Operators running rolling reserves across 5+ brands finally have one place to see the number.
Public status page showing rolling 90-day uptime for every processor we route. Incident timeline includes our RCA + mitigation notes. No fake-green PR theater.
Long descriptor + order ID combos wrapped badly on narrow mobile email clients (notably iOS Mail < 16). Rewrote the table as single-column flex fallback with explicit word-break rules. Tested across Litmus matrix.
Integrated Verifi / Ethoca feeds so operators can refund-before-dispute and avoid the chargeback ratio hit. Configurable per-brand auto-refund thresholds (<$50 auto, $50-500 alert, >$500 operator review).
We now return X-RateLimit-Limit / X-RateLimit-Remaining / X-RateLimit-Reset on every API response. Helps operators back-off cleanly instead of hammering through 429s blind.
Three built-in roles (Admin / Ops / Viewer) plus custom role builder. Per-brand scoping — a sub-brand's finance admin sees only that brand's ledger. Full audit log of permission changes.
After 14 months in closed beta across 31 operators and 180+ sub-brands, multiflow hits 1.0. What that means: public SLAs, stable API surface with deprecation windows, published RFC-process for breaking changes, 24/7 on-call rotation.
Two public calculators: rolling-reserve projector and interchange+assessment+processor-fee breakdown per MCC/card-type. Operators use them in their own quoting conversations; search sends us warm traffic weekly.
Full JSON-LD coverage across industries / glossary / compare / blog / tools. Breadcrumb + FAQPage + DefinedTerm + Organization + Article schemas. Dynamic sitemap regenerated hourly. Crawl coverage jumped from 14 to 91 URLs within a week.
Content-array + single-template architecture for /industries/, /glossary/, /compare/, /blog/. Adding a new industry / glossary / comparison / post is a single PHP file drop — no new templates needed. Foundation the rest of the content layer is built on.
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