Interactive tool · no signup

Chargeback cost
calculator.

Every chargeback costs more than the disputed amount. Refund, processor fee, network penalty, operational time, ratio damage. Put in your numbers; see the real cost.

$250,000
$85
0.80%
35%

Your true monthly chargeback cost Healthy

Refund + processor fee + network penalty + ratio impact

Disputes per month

0

on your volume

Refunds lost

$0

net of representment wins

Processor fees

$0

$25 per dispute typical

Network penalties

$0

VAMP / ECM if applicable

Ops cost

$0

1 hr per dispute @ $60/hr

Total cost / month

$0

— % of revenue

What changes at each threshold

Want to bring this number down?

multiflow surfaces per-brand chargeback alerts, templated representment evidence, and the Visa CE 3.0 / Mastercard FPT rules applied to each dispute type. Teams using the full toolkit typically cut disputes 30-45% in the first 90 days.

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